Sending money to Morocco: costs by corridor and inflows
- Belgium to Morocco, €140
- 3.86% average total cost (€5.40) 1
- Spain to Morocco, €140
- 6.29% average total cost (€8.81) 2
- Italy to Morocco, €140
- 7.21% average total cost (€10.09) 3
- France to Morocco, €140
- 7.39% average total cost (€10.35) 4
- Transfers from Moroccans abroad, January to August 2026
- MAD 89.215 billion, provisional 6
Average cost by corridor
The World Bank Remittance Prices Worldwide (RPW) database publishes Q3 2025 averages for sending money to Morocco from Belgium, Spain, Italy and France 1,23,4. The table shows the averages for €140. RPW shows no Q2 2025 average for these corridors 1,23,4.
| Corridor | Average fee | Exchange rate margin | Average total cost | Data collected |
|---|---|---|---|---|
| Belgium to Morocco 1 | €3.03 1 | 1.69% 1 | 3.86% (€5.40) 1 | 8 August to 2 September 2025 1 |
| Spain to Morocco 2 | €5.51 2 | 2.35% 2 | 6.29% (€8.81) 2 | 2 August to 20 August 2025 2 |
| Italy to Morocco 3 | €9.06 3 | 0.73% 3 | 7.21% (€10.09) 3 | 8 August to 3 September 2025 3 |
| France to Morocco 4 | €8.48 4 | 1.33% 4 | 7.39% (€10.35) 4 | 8 August to 2 September 2025 4 |
How individual services compare
Belgium: the sample has 22 services for €140 1. MoneyGram debit card transfers to a bank account showed no fee and a 1.18% total cost, the lowest 1. An Attijariwafa Bank transfer made at a branch showed a €6.00 fee and a 5.83% total cost, the highest 1.
Spain: the sample has 22 services 2. Remitly card transfers to a bank account showed a €0.49 fee and a 1.79% total cost, the lowest 2. An Exact Change bank account transfer showed a €25.00 fee, a 21.91% margin and a 39.77% total cost, the highest 2.
Italy: the sample has 29 services 3. A Poste Italiane via Western Union debit card transfer paid out in cash showed a €0.99 fee, a minus 1.83% margin and a minus 1.12% total cost, the lowest 3. A Banca Intesa SanPaolo transfer showed a €50.10 fee and a 35.79% total cost, the highest 3.
France: the sample has 39 services 4. Remitly card transfers to a bank account or mobile wallet showed no fee and a 1.46% total cost, the lowest 4. A Caisse d'Epargne Ile de France bank account transfer showed a €63.00 fee and a 45.07% total cost, the highest 4.
Remittance inflows
The Office des Changes, which publishes Morocco's monthly external trade indicators, reported transfers from Moroccans living abroad of MAD 89,215 million by the end of August 2026 6. The figure for the same period of 2025 was MAD 81,846 million 6. The increase was MAD 7,369 million, or 9% 6. The Office des Changes labels these figures as provisional 6.
What the averages leave out
RPW prices are collected by researchers posing as customers and contacting firms in each corridor 7. The amounts tested are the local currency equivalents of US$200 and US$500, set in 2008 7. Fees and taxes charged in the receiving country are not tracked in the database 7.
The global average cost of sending remittances was 6.36% in Q3 2025, according to the World Bank report 5.
Common questions
What is the cheapest country to send money to Morocco from in the World Bank data?
Of the four corridors on this page, Belgium had the lowest Q3 2025 average, at 3.86% for €140 1.
What does it cost to send money from France to Morocco?
The RPW average for €140 in Q3 2025 was 7.39%, or €10.35. Individual services ranged from 1.46% to 45.07% 4.
Which services cost the most to Morocco?
In the France and Italy samples, bank services showed the largest fees. Caisse d'Epargne Ile de France showed a €63.00 fee from France and Banca Intesa SanPaolo a €50.10 fee from Italy 4,3.
How much do Moroccans abroad send home?
The Office des Changes reported MAD 89.215 billion in the first eight months of 2026, a provisional figure 6.
Rules and fees change. Check the official site linked above before you apply or pay. Spotted an error? Email [email protected] with the official link.
Sources
- World Bank Remittance Prices Worldwide: Sending money from Belgium to Morocco (Q3 2025 data)
- World Bank Remittance Prices Worldwide: Sending money from Spain to Morocco (Q3 2025 data)
- World Bank Remittance Prices Worldwide: Sending money from Italy to Morocco (Q3 2025 data)
- World Bank Remittance Prices Worldwide: Sending money from France to Morocco (Q3 2025 data)
- World Bank: Remittance Prices Worldwide main report and annex, Issue 54, Q3 2025 data (September 2025)
- Office des Changes: Indicateurs des échanges extérieurs à fin août 2026, provisional figures (August 2026 edition)
- World Bank: Remittance Prices Worldwide methodology (accessed 20 October 2026)
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